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Roshan Prabhakar
India
5K followers
500+ connections
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Roshan Prabhakar reposted thisRoshan Prabhakar reposted thisWhy should markets close? The world doesn't. Proud to share that stock perpetual contracts are now live on Coinbase — AAPL, NVDA, TSLA, GOOGL, AMZN, MSFT, META, SPY, and QQQ. 24/7 trading, up to 10x leverage on single stocks and 20x on indices. This was a massive cross-functional effort and I want to congratulate the team that made it happen. Incredibly proud of what this group pulled off. For those unfamiliar with perps, here's the short version of why they're interesting for stocks: → A $10K stock position requires $10K in capital. The same exposure as a perp requires $1K margin. → Shorting a stock means borrowing shares and paying fees. With a perp, it's one click — no borrow needed. → When news breaks at 2 AM on a Saturday, the stock market is closed. Perps aren't. That's 55 hours of gap risk eliminated. Different instrument, different tradeoffs — but the optionality matters. I personally built an interactive tool that breaks down the mechanics of stock perps vs. traditional stock trading. Take a look if you're curious: https://lnkd.in/gxK3iuKB Here's our blog: https://lnkd.in/gdk_7K4r
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Roshan Prabhakar shared thisCoinbase India team was present at TokenIQ in Bangalore this weekend. First of all, huge kudos to Hitesh Singhi Kritesh Abhishek Manish Singh and the FinGrad team for an extremely well run event and thanks for the opportunity to talk in front of the thriving crypto trading community in India. We read a lot about grassroots crypto adoption in India in all the Chainalysis reports but it hits different to see it for real! Couldn't be more convinced and excited about the potential in India 🇮🇳 🚀 It was a great opportunity to talk to some of the leading traders in India as well. Nothing beats talking to the pro users - months of learning compressed into hours! John O'Loghlen Akshay Chugh Karan Malik
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Roshan Prabhakar reposted thisRoshan Prabhakar reposted thisPerpetual-style futures and dated futures contracts are now available in Germany (and across Europe) on Coinbase. Previously investors tended to rely on unregulated platforms to access these products. Now Coinbase Advanced users can access: - Perpetual-style futures (long-dated futures contracts with 5-year expiries) and dated contracts - 10x Leverage on Select Contracts - Low Trading Fees All within the trusted and regulated Coinbase platform. Learn more about Futures Contracts on Coinbase in the blog linked in the comments!
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Roshan Prabhakar reposted thisRoshan Prabhakar reposted thisGreat to be back in India and thanks + congrats to Ambassador (ret.) Atul Keshap and the whole USIBC - US India Business Council team for the 50th anniversary summit. Despite the macro challenges, business ties between the two countries are strong, and there’s excitement about how to capture the opportunities as India enjoys its “moment.” There’s also growing interest in digital asset tokenisation in Delhi, a powerful complement to the existing DPI stack. We’re seeing academics at Gujarat National Law University and senior judges also lean in to contribute to how India can capture the upside here. A lot to do! Coinbase is excited to be growing our biz in 🇮🇳 🚀 John O'Loghlen Katie Mitchell Rohan Naik
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Roshan Prabhakar reposted thisRoshan Prabhakar reposted thisCoinbase is becoming an “Everything Exchange”, expanding our product offering beyond crypto all within the trusted Coinbase app. The latest example of our work in Europe is the launch of futures contracts. Now Coinbase Advanced users can access: - Perpetual-style futures (long-dated futures contracts with 5-year expiries) and dated contracts - 10x Leverage on Select Contracts - Low Trading Fees Blog post with more details in the comments.
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Roshan Prabhakar shared thisLooking for my opening partner at Coinbase India 🙂 PS: We already have the wright top talent team assembled under the able guidance of coach John O'Loghlen and we can't wait to play the long innings!Roshan Prabhakar shared thisHave been cautious to post given NZ's hammering v. India 🏏 recently ( hoping some redemption 🙏 in T20 World Cup ) .................. But........ WE ARE HIRING and looking for Top Talent, think Sachin Tendulkar, for an India Country Director role. Check it out and help us get some runs on the board. Probably looking for someone who can get us through a series of tough 5 day tests 🏆 versus a flashy ODI Hitman 😉 https://lnkd.in/dSjrukD5
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Roshan Prabhakar reposted thisRoshan Prabhakar reposted thisEverything we announced at the Coinbase System Update in under two minutes.
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Roshan Prabhakar reposted thisRoshan Prabhakar reposted thisThe Karnataka Innovation and Technology Society (KITS), under the IT BT Department, Karnataka, signed a Memorandum of Understanding with Coinbase India Private Limited on December 3, 2025. The partnership encompasses two strategic tracks: developer cultivation on Base (Ethereum Layer 2) ecosystem and cybersecurity capacity building. Through this collaboration, the state aims to upskill over 10,000 developers, incubate 25+ blockchain startups, train 1,000+ individuals including law enforcement in cybersecurity, and position Karnataka as both the onchain capital and a cybersecurity center of excellence. The initiative will leverage government colleges, K-Tech hubs and Centers of Excellence for program deployment. #MoUSigning #StrategicPartnership #CenterOfExcellence #KITS #KarnatakaInnovation Priyank M Kharge | Manjula N | Rahul Sharanappa | Prashanth Prakash | Kiran Mazumdar Shaw | Kris Gopalakrishnan | Champa E | Jaikrishna Ramesh | Karnataka Digital Economy Mission (KDEM) | Coinbase | Brijesh Chawla | Harshith Bhat | Utkarsh Shahdeo | Giri Shankar | Ujani Ghosh | Anurag Singh | Khushboo K. | Nidhi Prasad | Itishree Panigrahi |
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Roshan Prabhakar reposted thisRoshan Prabhakar reposted thisThanks Roshan Prabhakar Akshay Chugh Ashwini Sharma Anagh Tiwari Rohan Naik Sumit Gupta Tak L. Peyush Agarwal Saumya Saxena Sagar Desai Ahaan Raizada Michala Pamplin Karan Malik Kushaal Patel and Vijay N D Manoj Gursahani Milind Hardas 🇮🇳 Venkatesh Sarvasiddhi Mukesh Katotra Shiv Mehta Akash Karmakar Nandan Desai GAUTAM SEHGAL and so many others for making the Coinbase India GTM week spanning Mumbai, Bangalore and Delhi last week such a success. The appetite for digital assets in India from a broader audience of investors is palpable, particularly when contrasted with the early stages of the domestic regulatory landscape and the enthusiasm of our partners and local stakeholders is always so refreshing and energising. India is ramping up for web3 and its much broader and widespread than just India Blockchain Week. We are just starting 🚀 + 🛺……..
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Roshan Prabhakar liked thisRoshan Prabhakar liked thisVercel deleted 24,677 lines of code because of a blog post I wrote. Here's what happened. Thursday morning I noticed something off on Claude Code. “The Vercel plugin collects …. Would you like to also share your prompt text…?” - popped up on my Claude Code project with zero Vercel connection. This sent me down a rabbit hole of Vercel's Claude Code plugin. 4 things were happening: 1. Vercel Claude Code plugin was asking to read every prompt you type, across every project. 2. The consent question wasn’t even a real UI element. It’s delivered via prompt injection into Claude’s system context - the plugin tells Claude to ask you a question and run shell commands based on your answer. 3. “Anonymous usage data” included your full bash command strings sent to Vercel’s servers. You’re never told this is optional. 4. All of this runs on every project, not just Vercel ones. So I wrote it up a blog post, x-posted to Hacker News and went to bed. The next morning: #1 on Hacker News. 200+ comments. OpenClaw's founder re-tweeted. People were pissed, naturally. Then something I didn't expect happened. Vercel's CEO reached out within hours, acknowledged the issues, walked through changes already shipped, and committed to further fixes. Vercel plugin's lead engineer sent over his code changes for a quick review → 730 additions → 24,677 deletions → 85 files changed All four issues I raised: fully addressed ✅ And this change cost Vercel real features. The telemetry wasn’t a separate layer bolted on top. It was woven into the plugin’s operational fabric. Removing it meant deleting: a code validation system, 40+ package mappings, smart subagent bootstrapping. Real sacrifice, not just a cosmetic cleanup. They took a genuine hit to do the right thing. This is what accountability looks like when it actually works. Concerns will always be raised, mistakes will always be made. Being upfront about owning it, being super proactive and fixing what the community is telling you - that continues to be the secret sauce. Hats off to the Vercel team! I will continue to use Vercel. I will continue to use Claude Code. But I will also continue to trust but verify!
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Roshan Prabhakar liked thisRoshan Prabhakar liked thisDEX Trading is live in the UK 🇬🇧 It is great to see the team taking more steps to build the "Everything Exchange": the place where you can trade and access all the financial services and assets users want. This latest milestone gives UK users access to millions of Base and Solana tokens moments after they launch. You can learn more about our product in our blog post: https://lnkd.in/dSqsKmufCoinbase Launches DEX Trading in Brazil and United KingdomCoinbase Launches DEX Trading in Brazil and United Kingdom
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Roshan Prabhakar reacted on thisRoshan Prabhakar reacted on this5 years at Coinbase. From an 8-seater room to building globally. Most people don’t know this — when I joined Coinbase Singapore, there were 8 of us. Just a small coworking room — and absolute conviction we were building something that would redefine the future of finance. I was the first boots on the ground for Candidate Experience outside of the US. No playbook. No blueprint. Just a lot of coffee — and figuring things out in real time. People ask how the last 5 years have been. Short answer: you either evolve, or you get left behind. In an industry that moves at light speed and now with AI accelerating everything — staying still just isn’t an option. Market cycles come and go. The mission doesn’t. No corporate cushioning. No hand-holding. Just building. Breaking. Rebuilding better. It’s not always neat. It’s intense. And it’s exactly why it works. Five years in — still building, still learning 🚀 Grateful for the people, the pace, and the constant push to grow. If you still don’t quite know what we do — it’s not too late: https://lnkd.in/gr48ejp6 #coinaversary
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Roshan Prabhakar liked thisRoshan Prabhakar liked thisOur 24-hour hackathon summarised in a 72-second after-movie! 🙂 We recently ran CoinDCX's biggest internal hackathon: 55 teams across cities and functions (engineering, product, marketing, infosec, growth) each building on one of three themes: growth, efficiency, and trust. For 24 hours straight, teams were in the office brainstorming, building, testing, debugging, and taking breaks and having fun. We thought we had planned for everything. But we saw teams utilising AI credits at twice the expected speed. Honestly, the best possible sign that the builders were building! So, we sourced more credits! Building shouldn’t stop! I also interacted with many teams while they were building. The highlight for me was walking around the office at 2 AM, having momos and maggi and seeing the energy still at all-time highs! Submissions closed at 11 AM the next day. Then came the hardest part: 10 judges trying to pick winners from solutions that were all genuinely well-thought-out and impressive. We got every team to present their builds to the entire company. The best part? Many of these builds aren’t stopping at the demos. They are heading into performance testing and we will ship many of them in the coming months and quarters!
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Roshan Prabhakar reacted on thisRoshan Prabhakar reacted on thisAfter four incredible years, the time has come for me to move on from Coinbase . I joined when crypto policy was still finding its footing globally. I leave at a time when it is firmly on the agenda at the highest levels of government, with broad recognition that digital assets will play a significant role in the future of finance. That shift did not happen by accident and I’m proud of the part our team played. It’s been an extraordinary adventure criss-crossing the globe talking to policymakers about the promise of cheaper, faster, more democratised and more competitive financial services. Along the way, we secured licences, helped shape regulatory frameworks and worked to position Coinbase as a trusted partner to governments globally. Above all, I want to thank the people who made that work possible. Faryar Shirzad, it has been a privilege to work with, and learn from, you. Scott W. Bauguess & Kara Calvert what a run. Thank you, and keep crushing it! Brian Armstrong , Emilie Choi and Paul Grewal - thank you for your incredible leadership, championing policy and for continually raising the bar. I’m also very pleased to be leaving this work in exceptional hands. Under Faryar’s leadership, Katie Harries and Katie Mitchell, who have led the UK & Europe, and APAC & Middle East respectively, will continue to drive Coinbase’s global policy efforts. They are outstanding, supported by a deeply talented team: Roeland Van der Stappen , David Menz, CFA , Akos Erzse , Rohan Naik , Aadi Kulkarni , Felix Haynes , Julia Rosin , and Adriana Ennab and Harry Pearce Gould from Stand With Crypto In The UK . It has been a privilege to work alongside all of you. This industry has come a long way. Onward.
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Roshan Prabhakar reacted on thisRoshan Prabhakar reacted on thisI want to address what happened to Neeraj and me last week. It was shocking and disheartening for us too. But today, we want to talk about what actually happened and more importantly, what we’re going to do about it. On March 21, we were taken into police custody over a fraud complaint. Three days later, on March 24, a Thane court granted us bail, finding that no prima facie case was made. The fraud at the centre of this complaint was carried out through a fake website—"coindcx.pro"—by impersonators with no connection to our platform, systems, or CoinDCX. No money moved through CoinDCX. No transaction occurred on our exchange. The complainant himself confirmed in court that he did not know us and had never met us. Our experience was deeply unsettling. Not because we doubted the facts, but because it revealed something painfully clear: the ecosystem we operate in still lacks the tools to distinguish between those building responsibly and those exploiting it. Think about the precedent this sets: if a scammer uses your brand, name, or face on a fake website and defrauds someone, you could be arrested. Not the scammer. You. This could happen to any founder, any business. That has to change. So, CoinDCX will lead that change. Not with words, but with action. Today, we’re announcing the Digital Suraksha Network (D.S.N.), a ₹100 crore commitment from CoinDCX to build the cyber safety infrastructure India’s digital finance ecosystem desperately needs. This isn’t just a crypto issue—it’s a problem for any business with a digital footprint. Here’s what we’re building: → 24x7 WhatsApp helpline: free for everyone to verify links, platforms, and offers before transacting. → Open Fraud Intelligence API: we’ve tracked 1,200+ fraudulent websites impersonating CoinDCX. Soon, we’ll share this data via an open API and invite every exchange, fintech, bank, and lender to contribute—creating a shared immune system for digital finance. → Cyber Safety Infrastructure for Law Enforcement: the D.S.N. will fund training for state cybercrime cells on blockchain forensics and digital asset tracing. → “Caution Before Transaction”: a nationwide initiative to equip every Indian with tools for safe digital participation. No single company can solve this. Fraud networks are sophisticated, cross-border, and evolve daily—now even using AI to evade detection. But someone must fix this problem at the root. We’re committing ₹100 crore because the ecosystem cannot wait. I urge every platform, every regulator, and every Indian who participates in digital finance to join us. We want to ensure that founders in India can build with confidence, not fear.
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Roshan Prabhakar liked thisRoshan Prabhakar liked thisCoinbase is hiring in Singapore! 🇸🇬 We're looking for two high performers for our APAC Institutional account management team. This role is incredibly high leverage and high agency, a fit for someone who can independently manage a book of top tier clients while mitigating risk, scaling accounts and being a powerful advocate for the client with internal stakeholders. Coinbase is the dominant institutional crypto platform globally. This is your opportunity to be a part of it. Apply here: https://lnkd.in/geRFQ9T3 Brett Tejpaul | Ayan D. | Darshit Kanani | Saumya Aggarwal
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Roshan Prabhakar liked thisRoshan Prabhakar liked thisExcited to help build the future of payments at Tempo! Very grateful for the last 4.5 years at Coinbase, where I first fell down the crypto rabbit hole… the 3.5 years before that at Wayfair, where I first caught the payments bug… and the 4.5 years before that at WilmerHale, where I first learned how to be a good transactional lawyer (in real estate). Did not expect to end up at a layer 1 blockchain startup (didn’t even know what that was when I started my legal career 13 years ago). I took a few chances along the way that paid off, but it was as much about the people who took a chance on me. Thanks Gina Moon Lindsey Haswell Molly Abraham Enrique Colbert Andrew Oliver Paul Jakubowski, and the countless other colleagues who took the time to teach me what I practice today (too many to name)!
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Roshan Prabhakar liked thisRoshan Prabhakar liked thisGet your house and keep your crypto. We’ve joined forces with Better to launch a new crypto-backed mortgage product that lets homebuyers use Bitcoin or USDC toward a down payment – without selling their assets. This means: → Pledge your crypto instead of a cash down payment → Keep your assets and keep earning rewards without giving up long-term investments → Coinbase One exclusive: if approved for a loan, members will be eligible for a rebate worth 1% of the mortgage value, capped at $10,000, to cover closing costs and fees Originated and serviced by Better, powered by Coinbase, and with the same backing of Fannie Mae as other conforming mortgages. The product will be live in the coming months. More details: https://lnkd.in/e8dnfd3a
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Honors & Awards
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Director's Merit List, IIM Bangalore
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Award for top 5% of the batch - ranked 3rd overall
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Gold Medal, Electronics and Communication, NIT Calicut
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Award for the top ranked student in the batch
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State rank 12 - 10th board exam
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English
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Avnish Bajaj
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OneCard rewrote the rules of the credit card category in India: no hidden fees, full control, metal meets mobile. #AnuragSinha, Vibhav Hathi, and Rupesh Kumar didn’t just build a great fintech product. They built trust at scale. We backed them before the first OneCard card shipped. Now, they’re leading a quiet revolution. Love the #BackTheBold campaign by Razorpay bringing together Indian’s boldest founders. Harshil Mathur, Shashank Kumar, Rajat Agarwal, Vikram Vaidyanathan, Tarun Davda.
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Aditya Arora
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Agilitas x Virat Kohli partnership is one of the masterstroke deals I have seen in recent times. Virat invests 40 CR in Agilitas for a 1.94% stake, putting Agilitas’s valuation around 2000 CR. 📈 In turn, Agilitas acquires one8world, making Virat a co-founder and shareholder. They now get two very important growth levers: ⬇️ 1. A powerful manufacturing (via Mochiko Shoes - a 600 CR+ footwear brand that Agilitas acquired in 2008 ), 2. India’s biggest athlete — exclusively aligned. Easily becomes a 4000 CR revenue brand in the next 5 years. Footwear + retail scale requires capital — but this partnership compresses customer acquisition, product cycles, and brand-building like few others. Even Virat said in his podcast with Abhishek Ganguly, the co-founder of Agilitas that, “I didn’t want a brand deal… I wanted to build something that outlives me.” And Abhishek said something even beautiful - “An ambition to build from India but be globally relevant.” This isn’t marketing. This is legacy building with shared skin in the game. And that is how startups work - shared ambition with one goal (to make the company big) and food (read stake) in the table for everyone! A company that can be built in the long term with culture, capital, and conviction aligned. This might be the first time in India, where an athlete joins hands with a sport company to re-imagine and build the sport ecosystem of India - truly revolutionalising the game with a clear vision. 🙌
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Malav Shah
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For high-stakes, time-sensitive events, reliability is everything. Our biggest bottleneck was always the database. By re-architecting with a KV store on ElastiCache, we’ve cut Payment APIs latency to ~30ms (from 100ms+) and removed the single point of slowdown. The result: we can now power the largest flash sales, train ticket bookings, and concert launches with confidence, scaling smoothly under peak demand, while keeping the customer experience fast and predictable. #productengineering #internetscale #architecture
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Rahul P. Yadav
Swapp Design • 36K followers
Finteching in india: This is an interesting development. This new switch being developed by NPCI subsidiary NPCI Bharat BillPay Limited (NBBL) will not leverage any existing payments system tech but will focus on creating a new system altogether NPCI Bharat BillPay (NBBL) is working on a new system (switch) to make netbanking easier for customers. The project, called Netbanking 2.0, which is being tested by NBBL, is expected to go live within the next three to four months, said sources in the know It will impact many existing infra systems. I am not sure how this pan out. Desrisking strategy is being played out. #Fintech #payments
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Viraj Naik Bhatkar
Kotak Mahindra Bank • 5K followers
In the rapidly evolving landscape of digital payments, the recent moves by PhonePe and Google Pay reveal interesting dynamics at play. As we observe the launch of co-branded credit cards linked to UPI by these giants, it’s evident that the fight for monetization is heating up. A few months ago, following discussions with Fareed Ahmad Sheik, we highlighted how the current zero MDR model necessitates innovation in monetization, specifically through RuPay credit cards on UPI. The partnerships formed by PhonePe with HDFC Bank and SBI, coupled with Google Pay's recent entry alongside Axis Bank, signal a strategic shift toward capturing a broader customer base. This strategy focuses on three primary objectives: attracting premium users with enhanced rewards, engaging the significant portion of existing customers without credit cards, and driving sustainable revenue through transaction monetization. For banks, the implications are profound—by leveraging UPI data, they can facilitate credit acquisition while lowering customer acquisition costs and identifying credit-worthy users more efficiently. As we continue to explore these trends, it’s clear that innovation in this sector will define the future of finance. I encourage everyone to dive deeper into these strategies and consider the impacts on our financial ecosystem.
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Jitin Bhasin
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RBI's Digital Lending Directions 2025, released on May 8, 2025, set a new benchmark for transparency and borrower protection in India's digital lending ecosystem. Here are the key changes and their impact as I see: 1️⃣ Regulated Entity (RE)–Lending Service Provider (LSP) Arrangements with Multiple Lenders (Para 6 | Effective Nov 1, 2025) 𝗖𝗵𝗮𝗻𝗴𝗲: LSPs must display a digital view of all loan offers from multiple REs, including unmatched lenders’ names, with details like APR, loan amount, and KFS links. 𝗜𝗺𝗽𝗮𝗰𝘁: Enhances borrower choice and transparency but increases product development/operations and compliance costs on LSPs in the near term. 2️⃣ Reporting Digital Lending Applications (DLA) to RBI (Para 17 | Effective Jun 15, 2025) 𝗖𝗵𝗮𝗻𝗴𝗲: REs must report all DLAs (own or LSP-operated) on RBI’s CIMS portal, certified by the Chief Compliance Officer, with updates for new/ceased DLAs. 𝗜𝗺𝗽𝗮𝗰𝘁: Creates a public DLA directory, boosting transparency but adding reporting obligations. Missteps in certification could lead to regulatory scrutiny, urging REs to strengthen compliance frameworks. 3️⃣ Enhanced Due Diligence for LSPs (Para 5) 𝗖𝗵𝗮𝗻𝗴𝗲: REs must conduct thorough due diligence on LSPs’ technical capabilities, data privacy, and regulatory compliance before agreements. 𝗜𝗺𝗽𝗮𝗰𝘁: This strengthens risk management, and only serious LSPs will likely prevail, thereby making this a customer-centric and responsible market. 4️⃣ Data Storage in India (Para 13) 𝗖𝗵𝗮𝗻𝗴𝗲: All data must be stored in India; overseas processing data must return within 24 hours. 𝗜𝗺𝗽𝗮𝗰𝘁: Ensures data sovereignty but increases infrastructure costs for REs/LSPs with global operations. 5️⃣ DLG Cap and Structure (Paras 23, 21) 𝗖𝗵𝗮𝗻𝗴𝗲: DLG continues to be capped at 5% of disbursed portfolio; contracts must specify cover extent, form, and invocation timeline. 𝗜𝗺𝗽𝗮𝗰𝘁: Limits REs’ risk exposure and will deter smaller LSPs from offering DLG, which may be seen as dissuading smaller fintech companies, especially those where capital and portfolio risk management capabilities are not mature. 6️⃣ Disclosure of Recovery Agents (Para 8) 𝗖𝗵𝗮𝗻𝗴𝗲: REs must notify borrowers of recovery agent details via email/SMS before contact. 𝗜𝗺𝗽𝗮𝗰𝘁: Enhances borrower safety but requires RE–LSP to streamline communication systems for compliance. These changes signal RBI’s push for a safer, more transparent digital lending landscape that balances innovation with consumer protection. REs and LSPs must act swiftly to align by November 2025 and June 2025 deadlines. #DigitalLending #RBI #Fintech #Banking #NBFC
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Ashwin Bhatnagar
Xflow • 6K followers
Big milestone for Xflow! 🎉 We’ve received in-principle authorization from the Reserve Bank of India (RBI) to operate as a Payment Aggregator-Cross Border-Exports & Imports (PA-CB-E&I). In the world of payments, core licensing matters deeply, it’s not just a regulatory checkbox, it’s a marker of trust. Being authorized by the RBI means that we’re building with the right foundations, the right intent, and a long-term mindset. This moment has been a giant team effort, across legal, partnerships, risk, compliance, ops, engineering and more, and we wouldn’t have made it here without the unwavering support of our partners, advisors, and early believers. We’re excited about what this unlocks as we continue building modern cross-border payments infrastructure for Indian businesses, simple, compliant, and global by design. Let's make global money movement smarter. PS: We got covered in the news, I've included a link to the article in the comments section. #Payments #RBI #Fintech #CrossBorder #Compliance #License
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Robin Lantz
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Coinmotion has entered a 5-year partnership with Bits Technology to power growth through world-class compliance. In crypto, trust is the real currency. With regulations like MiCA and CARF reshaping the EU market, strong AML/KYC processes are not just about ticking boxes. They are the foundation for scale, investor confidence, and market access. This move shows that the smartest players see compliance not as a cost, but as a catalyst for sustainable growth. https://lnkd.in/dMc9SrHH
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ETtech
33K followers
Loantap secures $6.2 million in fresh funding from July Ventures and existing investors 📌 Pune-based digital lending platform LoanTap Financial Technologies has raised $6.2 million in fresh equity funding led by July Ventures. Existing investors 3one4 Capital, Avaana Capital, Kae Capital and the Swapurna Family Office also participated in the round. 📌 With this, the total capital raised by the company stands at around $26 million. The company has also raised another $2.3 million in venture debt as a part of this round. Story By: Pratik Bhakta Read more at: https://lnkd.in/gZu76KYr
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Bhupendra Paintola
CNBC-TV18 • 3K followers
Eggoz Raises $20 Mn Series C Led By Gaja Capital; Claims to hit its EBITDA Breakeven In Q4 FY25, Revenue Up 76% YoY To INR 130 Cr FY25 https://lnkd.in/gd9j68rp Abhishek Negi Aditya Singh #Eggoz #funding #D2Cbrands #Agritech #EBITDAbreakeven #Revenuegrowth #Indianstartups #consumerbrands #GajaCapital
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Anirudh Goel
Stealth Startup • 2K followers
Why UPI Must Remain Free: Treating It as Infrastructure, Not a Product Recent reports push for introducing MDR charges on larger UPI transactions, with banks citing backend infrastructure costs as justification. But this perspective fundamentally misses the point—UPI isn't a commercial product. It's digital infrastructure, similar to city roads, railways, metro systems, and internet pipelines that underpin India's economy. Nobody questions the ROI of the Bengaluru Metro based solely on fare collection, which barely covers operational costs. We all pay taxes that build city roads, whether we own vehicles or not. UPI should be viewed through the same lens—it's monetary infrastructure for every citizen. The Hidden Cost Savings What's being overlooked is the massive cost reduction UPI has created for both government and banks. Consider what's no longer needed at the same scale: currency printing and replacement, extensive ATM networks, cash logistics, armoured vehicles, and branch expansion. These are substantial, ongoing expenses that have quietly diminished. This is classic "out of sight, out of mind." Banks focus on visible tech backend costs while ignoring the operational savings from reduced cash management. More currency circulation means more armoured vehicles, more ATMs, more branches—all generating costs without increasing revenue. UPI Pays for Itself The reality is that UPI pays for itself through cost displacement. The savings have simply been forgotten while smaller incurred costs grab attention. From a systems perspective, absorbing UPI's operational costs isn't a loss—it's an investment that reduces far larger national and private expenses while boosting efficiency, transparency, and economic growth. The goal shouldn't be making UPI profitable as a standalone product. It should be maximizing its economic multiplier effect across the entire financial ecosystem. That's what treating something as infrastructure means.
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Ibrahim Faruqi
Bessemer Venture Partners • 17K followers
RBI rewrote the rules for payment aggregators in India recently The new Master Direction consolidates years of fragmented guidelines into one comprehensive framework. This signals a fundamental shift from growth-at-all-costs to sustainable, secure scaling. Here are four critical implications: ✅ Capital requirements doubled – INR 15 crore minimum, scaling to INR 25 crore by year 3 ✅ Two-factor authentication mandatory for ALL transactions (goodbye SMS OTPs) ✅ Three-tier categorization – PA-O, PA-P, PA-CB with tailored compliance ✅ Enhanced consumer protection – full liability coverage for authentication failures This isn't just regulatory housekeeping. It's a signal that India's digital payments ecosystem has officially graduated from "move fast and break things" to "move smart and protect everyone." The strategic question for payment companies: Are you building for compliance or building compliance as a competitive differentiator? My breakdown of what this means for the various stakeholders in the ecosystem: https://lnkd.in/eRhENc8k What's your take – necessary evolution or growth barrier? #Fintech #RBI #PaymentAggregators #DigitalPayments #Compliance
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Nitin Pulyani
Cashfree Payments • 15K followers
I often get asked by folks on how, at Cashfree Payments we think about building products that truly serve the right market. What the early brainstorming looks like, how we balance speed with responsibility, and how regulations shape the final outcome. Discussed all of this with Darshan Suthar in a conversation that goes beyond tactics and gets into how great products are imagined and built. Some points that we went deeper into: 1️⃣ Building customer empathy in B2B and B2C 2️⃣ First principles discovery as a common trait in B2B and B2C products 3️⃣ Innovate with regulation, rather than getting constrained in the fintech space 4️⃣ Enabling Indian and International businesses for cross border shopping experience 5️⃣ And finally, a product manager's growth playbook If you are a product builder, there will be a few insights here that resonate.
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Lokesh Choudhary
Inc42 Media • 7K followers
🚨Breaking: RBI asks BNPL platform Simpl to halt operations. Confirming the development, founder and CEO Nitya Sharma told Inc42 Media that "the directive was to stop operations immediately since we (Simpl) don’t have payment license. The notice came only about an hour ago, so we haven’t had the chance to reach out to them yet." Story link in comments
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Founder's Playbook India.
12 followers
"Big Move" in India's fintech landscape. IPO-bound BharatPe is strengthening its tech leadership, appointing Ajit Kumar, former SVP of Engineering at Paytm, as its new CTO. A significant leadership "poach" as the company gears up for its next phase of growth and a public offering. Read:https://lnkd.in/dTfWtnZ6 #FoundersPlaybook #BharatPe #Fintech StartupTN #startupindia
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