Affirm’s cover photo
Affirm

Affirm

Financial Services

San Francisco, California 349,867 followers

We create honest financial products that improve lives.

About us

At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry. We focus on improving the lives of consumers by delivering simple, honest and transparent financial products. We have roles across a variety of teams, including engineering, product, finance, operations, revenue, marketing, people and more. A note to applicants: Fake job and recruiting scams are on the rise. Affirm will never ask you to pay any upfront fees or send you any checks to purchase equipment during any part of the recruiting process. Affirm only uses legitimate company email address domains (either “@affirm.com” or "@us.greenhouse-mail.io”) to communicate with candidates via email. Affirm is also proud to be a remote-first company! Attracting great people starts by finding talent in different places. That's why we built remote work into the DNA of how we do business—but if an office space is more your style, we have offices in Chicago, New York City, Pittsburgh, San Francisco, Seattle, Toronto, Warsaw, Madrid and London. Not to mention we have comprehensive and award-winning benefits that were made for you. Interested in learning more? Check out our careers page and apply today! Visit affirm.com/careers for more information.

Website
https://www.affirm.com/careers
Industry
Financial Services
Company size
1,001-5,000 employees
Headquarters
San Francisco, California
Type
Public Company
Founded
2012
Specialties
eCommerce, Payments, Installment Loans, Millennials, Financial Services, Online Payments, Retail, Personal Finance, FinTech, Financial Technology, and Financial Management

Locations

Employees at Affirm

Updates

  • View organization page for Affirm

    349,867 followers

    “The net IQ of the world is about to go up like 50 points…” Affirm’s Founder & CEO, Max Levchin, breaks down why in a deep dive interview with Molly O'Shea. Tune in to explore the history of credit, what it takes to start a successful company, Max’s hot take on the future of AI, and a few Affirm easter eggs. https://bit.ly/428U8d6

    Max Levchin, Co-Founder of PayPal and CEO of Affirm, joins Sourcery for a wide-ranging conversation on building companies, surviving failure, and navigating one of the most important economic shifts in decades. We start inside Affirm HQ (with a masterclass in espresso) before getting into the story behind onboarding 800,000 Shopify merchants in a week, the lessons from PayPal that still apply today, and why the team is the single biggest determinant of success. Max also breaks down how AI is collapsing the cost and speed of building software — fundamentally reshaping company formation, competition, and the balance between labor and capital. As intelligence becomes more accessible, he explains why weaker, more “scammy” companies will struggle to survive in a world where both consumers and builders are more informed — raising the overall bar for quality, execution, and truth. In parallel, the widespread availability of AI tools may effectively increase baseline capability across the population, shifting what it means to be skilled, technical, and competitive. From reading research papers daily to staying ahead of rapid innovation cycles, he explains why this moment in AI may be even more consequential than the internet or mobile — and what it takes to build and lead in it. This was recorded March 30, 2026. Topics include: • Building Affirm & scaling under pressure • PayPal lessons & talent density • Why ~85% of startups fail • AI and the collapse of build costs • Why low-quality / scammy companies will get exposed faster • AI raising the baseline capability of builders • Fintech, credit, and changing consumer behavior

  • View organization page for Affirm

    349,867 followers

    300 attendees, 68 teams, 30+ projects already in production—and counting. At our recent company-wide Hackathon in NYC, teams came together to build, test, and ship ideas in real time. The focus wasn’t just on prototypes—it was on solving real problems and getting meaningful work into production. Anuj Desai, Senior Manager, Software Engineering, was on the winning team Data Dominators. “Affirm Hackathons create space for people to bet on their ideas and build with anyone,” he shared. “What this team pulled off in under 48 hours with nothing but curiosity and a bias for action was unbelievable. Excited to carry that energy into everything we build next!” Thanks to everyone who planned, showed up, built, and made it happen.

  • View organization page for Affirm

    349,867 followers

    Our mission has, and always will be, to deliver honest financial products that improve lives. Our CEO Max Levchin said it best to Jon Yeomans: “We have a very strong point of view on what isn’t a moral way of lending money.” And it’s why our customers keep coming back to us. As Max said: “Over time… consumers say ‘I want to go with the guys who are super transparent and feel like they’re always on my side.’” Check out Max’s full interview with The Times ⬇️: https://lnkd.in/esw3UQ8s

  • View organization page for Affirm

    349,867 followers

    Last year, versions of this headline took off: “60% of Coachella attendees are using BNPL, what does that say about our financial priorities?” But that’s the wrong question. Because planning for a weekend with 100+ artists, flights, hotels, and friends syncing schedules isn’t reckless, it’s coordination. The decisions often happen early. The money doesn’t always line up the same way. That gap isn’t moral. It’s structural. People aren’t abandoning financial caution. They’re adapting to how life actually works. And the real story isn’t about overspending, it’s timing and budgeting for the things we look forward to most. As festival season kicks off and summer travel ramps up, we’re revisiting where last year’s panic missed the mark. 🎡 Check it out: https://lnkd.in/gsm4VAXz

  • View organization page for Affirm

    349,867 followers

    "I offered my time to mentor someone early in their career, assuming I’d be the one doing most of the teaching. Instead, I walked away with new ideas, renewed energy, and a better sense of the kind of leader I want to be." – Jennifer Gines, Group Product Management Manager That reflection captures something we don’t talk about enough—mentorship isn’t one-way. It’s an exchange. This Women’s History Month, our Women@ Affirm ERG is bringing that idea to life through programming that reflects this year’s theme: Give to Gain. From career conversations to shared skills, it’s about showing up for each other and recognizing that growth goes both ways.

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  • View organization page for Affirm

    349,867 followers

    “The credit card business model is one that’s adverse to the consumer who actually needs to borrow.” – Michael Linford Affirm’s COO recently joined Anthony Pompliano to break down how the current credit system works, why Affirm was built differently, and what the future of consumer credit actually looks like. Watch the full convo below 👇

    Buy Now, Pay Later is a fundamental shift in the business model of credit. To better understand what is happening, I recently sat down with Michael Linford, the COO of Affirm. Three key takeaways: 1. The Credit Card Trap. Banks want you to carry a balance and pay interest on interest. Michael shared how his mother ended up with $50,000 in debt because the system was engineered to keep her there. 2. Merchant-Led Financing. Affirm shifts the cost of credit from the consumer to the merchant. This allows for 0% APR loans with no late fees or compounding interest. 3. Agentic Commerce. As AI agents handle our shopping, they will optimize for the best math. They will bypass high-APR cards for transparent installment loans. There is 1.3 trillion dollars in revolving credit card debt in the US. We are fixing a broken system. Check out our full interview: https://lnkd.in/ek5uFFpy

  • View organization page for Affirm

    349,867 followers

    "We are living in the golden age for builders. The future belongs to the curious." Our SVP of Product, Vishal Kapoor, joined Figma to talk about what that means at Affirm — and the principles guiding how we build and design products in this new era of AI. The tools may be evolving quickly, but the craft behind great products still matters. Read the full conversation below ⬇️

    I recently spoke with Figma about how we’re designing and shipping products at Affirm in this golden age of AI — and the underlying guiding principles. Some notable highlights: ✅Start from first principles ✅Stay grounded in real human emotion ✅Treat AI like another teammate ✅Be very careful about “AI slop” AI makes it easier to build more, faster. The harder challenge is using it to build products that are clear, secure, and fundamentally honest. Read more about my ‘10 Rules’ here: https://lnkd.in/gEBfhePs

  • View organization page for Affirm

    349,867 followers

    What’s the future of agentic commerce for travel? Hint: it has a lot to do with the payment options at checkout. Join our UK Country Manager Ruth Spratt at UATP's Airline Distribution conference on March 12, where she’ll explore the intersection between agentic commerce, payments, and what it all means for the airlines industry.

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  • View organization page for Affirm

    349,867 followers

    "Stop disqualifying yourself from opportunities. Trust you can grow once you're in the room." That's the powerful advice from a mentor that continues to shape the career of Ashaá Cumberbatch, AIGP, CIPP/US/E, CIPM, CIPT, Senior Counsel, Privacy, and it embodies this year’s International Women’s Day theme: Give to Gain. During Women’s History Month, our Women@ Affirm ERG is bringing the theme to life through a community-building effort that encourages people to connect over all kinds of skills, from coaching and career advice to cooking and latte art. Stay tuned for more spotlights and stories. #IWD26

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Funding

Affirm 15 total rounds

Last Round

Post IPO debt

US$ 800.0M

See more info on crunchbase