Paymentology

🌐 The world of predictable repayment is gone. If your infrastructure is still stuck in the era of prepackaged credit, you're missing the mark on what modern consumers actually want: ✅ Post-purchase installments ✅ Dynamic terms ✅ Credit at the point of need Our CPO, Stephen Bowe, breaks down why issuer infrastructure needs a radical rethink. 👉 Watch the full talk here: https://hubs.ly/Q04clqgL0 #DigitalBanking #FintechTrends #Credit

A new chapter in our global growth 🌏 We have officially landed in Australia, bringing our cloud-native issuer processing platform to one of the world’s most innovative and rapidly evolving payments markets. As digital adoption accelerates, Australia is seeing a major shift in how people and businesses interact with money, from the rise of real-time payments to the growing dominance of mobile wallets and embedded finance. Our entry into the market is about enabling that momentum. Here’s what that means in practice: 🔹 Local processing infrastructure 🔹 Connectivity to domestic payment rails, including the New Payments Platform 🔹 Integrations with EFTPOS and Bank@Post via Cuscal and Australia Post 🔹 Faster, more accessible, and more innovative payment experiences for banks and fintechs Australia represents a significant opportunity not just for growth, but for impact, particularly as fintechs and digital banks expand access to financial services for SMEs and underserved communities. We’re excited to be part of what’s next. 🚀 #Fintech #Payments #Australia #Innovation #DigitalBanking #EmbeddedFinance

💳 Credit cards may be more than 75 years old…but this isn’t a story about decline…It’s about reinvention. Across the world, from the #US and #UK to fast-growing markets like #Turkey and #SaudiArabia, credit cards are seeing renewed momentum. Not just as a way to pay, but as a tool for managing everyday finances in an increasingly digital economy. What’s really changing isn’t just how people use credit…but how it’s built.  Over the next five years, the biggest shift will happen beneath the surface. Legacy issuing platforms can’t keep up with real-time expectations, embedded experiences and global scalability. The issuers that succeed will be those who rethink their infrastructure, not just their products. Because the future of credit cards is about programmability, flexibility and seamless integration into digital life. Read the full article👇 below and don't forget to subscribe to PayTech Insights. #creditcards #payments #bigshift #reinvention  

We’re excited to announce a strategic partnership with UnDosTres, one of Mexico’s fastest-growing digital payments and credit platforms, to expand embedded credit and digital payment experiences across the region. Born from a mission to simplify everyday payments, UnDosTres has evolved into a broader financial platform with growing issuing capabilities. Through this partnership, Paymentology’s global, cloud-first issuing infrastructure combines with UnDosTres’ platform and local market expertise to enable real-time card issuing, resilient transaction processing, and contextual credit experiences at scale. Together, we are: 💳 Enabling real-time credit and payment experiences ⚡ Supporting secure, scalable card issuing and processing 🌍 Expanding access to digital financial services for consumers and SMEs 📈 Unlocking new distribution models through cards-as-a-service Find out more 👉https://lnkd.in/dDHKYv6Q #Fintech #EmbeddedFinance #DigitalPayments #FinancialInclusion #CardsAsAService

🤖💳 It’s one thing for an AI to guide a choice; it’s another for it to complete a transaction that creates a debt. As agentic payments move from controlled pilots into everyday credit flows, issuers face a new set of challenges: 🔹 How do we evidence delegated scope in a dispute? 🔹 Can current authorisation messages carry enough context? 🔹 How do we score affordability when a software agent is executing the strategy? Our Product Director, Thomas Benjaminsen Normann shares his perspective on why the infrastructure for tokenized wallets might just be the starting point for the control architecture of the future. Full article: https://lnkd.in/drYZNthq #DigitalTransformation #IssuerProcessing #FintechTrends #AIAgents

As the European payments landscape shifts, understanding the intersection of security and seamless UX is critical for any issuer. We're thrilled to announce that Ignacio Gironella Merino (Head of Sales Europe) our next speaker for The Issuer Academy Masterclass Berlin. In a fireside chat with Matthias Horvath on tokenization, they’ll be breaking down how this technology is moving from a "nice-to-have" security feature to a core driver of authorisation rates and customer trust. Join us in Berlin: 👉 https://lnkd.in/dxxAgkVA We can't wait to see you there! Julie Sutton Anna Porra Antonio Irusta Peter Theunis Sharon Walters Michael Ellery #Fintech #Payments #TheIssuerAcademy #BerlinTech #DigitalBanking

🔊 The Issuer Academy Masterclass Berlin 🔊 We’re pleased to introduce another speaker for our upcoming masterclass:  Alex Brown, Card Programme Manager at Gnosis Pay. Alex leads Card Operations and Programme Strategy at Gnosis Pay, where he is driving the integration of DeFi and Web3 into the global payments ecosystem. As part of “The Story” segment, Alex will share how emerging technologies are being translated into real-world payment solutions, offering a practical perspective on bridging Web3 innovation with scalable, everyday financial experiences. 👉 Join us in Berlin on the 28th as we bring together industry leaders shaping the future of payments. You don't want to miss this! Use the link in the comments to register. 👇 Julie Sutton Ignacio Gironella Merino Antonio Irusta Zobair Mahjoor Ninoslav Latas Sharon Walters Michael Ellery #Payments #Fintech #Web3 #DeFi #MasterclassBerlin #Innovation

🎉 Hoy en Paymentology nos complace anunciar y dar la bienvenida a Pedro Blanco Pinto como nuestro nuevo Head of Business Development para Latinoamérica. Con más de 20 años de experiencia en la industria de pagos, servicios financieros y tecnología, Pedro liderará nuestra estrategia comercial y de desarrollo de negocio en mercados clave de la región. Su enfoque estará en fortalecer nuestra presencia en Latinoamérica y en acompañar a bancos, fintechs y compañías tecnológicas en la adopción de infraestructuras de pagos modernas, flexibles y escalables. Pedro ha liderado estrategias de expansión comercial, desarrollo de negocio y consolidación de alianzas estratégicas en distintos mercados de Latinoamérica, incluyendo México y el Cono Sur, aportando significativamente al desarrollo de soluciones de aceptación de pagos e infraestructura tecnológica para el sector financiero. Su incorporación refuerza nuestro compromiso con el crecimiento en América Latina y con la misión de seguir impulsando la modernización del ecosistema financiero, promoviendo soluciones de pago más abiertas, eficientes e innovadoras. 🥳 ¡Bienvenido a Paymentology, Pedro! 👉 https://lnkd.in/dVYsHHMj Alejandro del Rio Nicolau Adrián Ramírez Jacqueline Menjivar Rodrigo Alvira Álvarez #pagos #argentina #latam

🇹🇭 Join us at the #Money2020Asia Industry Night, hosted by Money20/20 Asia and proudly sponsored by Paymentology. 🗓 22 April | 20:00 – 22:00 📍 Tribe Sky Beach Club, Bangkok A curated space designed for: 🔹 Meaningful conversations 🔹 High-impact connections with decision-makers across fintech and banking 🔹 Opportunities that move from conversation to collaboration Spaces are intentionally limited - make sure you’re in the room. Register using the link in the comments 👇 See you there! Minh Ha Truong Aleli Santos - Marohombsar Tommy Tsao Jenny Su Javier Paulo Quinto Erik Hakans Peter Theunis Bishnu Priya Bhutra #Money2020Asia #Fintech #Payments #Networking #Paymentology

From day one to what’s next 🚀 We’ve been proud to support Snappi from the beginning, and we’re just as excited to continue that journey as it enters its next phase of growth. As Greece’s first ECB-licensed neobank, Snappi launched with strong foundations: fully regulated, mobile-first, and built to deliver simple, transparent banking. Now, the focus shifts to scale. Snappi is expanding its product suite, deepening customer engagement, and investing in innovation through initiatives like: ✔️Snappi Savings Accounts ✔️The Fintech & AI Lab ✔️The Snappi Hub in Athens, fostering financial literacy and community connection This is the point where early choices become long-term advantages. Scale starts with the right foundations. Launching a digital bank is one challenge. Scaling it into a mature, resilient platform is another. Find out more in the comments below 👇 #Fintech #DigitalBanking #Payments #Neobank