HIFI

ACH batches and settles on a schedule. It supports debits, handles recurring billing, and processes billions of transactions a month. Wires settle same-day with no per-transaction cap. They're built for high-value, one-directional transfers. Real-time payments (via RTP & FedNow) settle in seconds, 24/7, including weekends and holidays. Each rail has different capabilities, different tradeoffs, and different ideal use cases. HIFI supports all of them, so your flows run through whichever system fits.

Access to dollar liquidity is a requirement for institutional workflows. As applications move onchain, they need to connect to existing liquidity while maintaining the conditions required for production financial systems. This includes interoperability across networks, native issuance of assets, and coordinated settlement across environments. HIFI simplifies how applications on Canton connect to USDC, supporting these requirements without introducing additional operational overhead. Learn more in the HIFI blog: https://lnkd.in/gBuiBpKZ

Developers can now bridge USDC between Ethereum and Canton Network without managing any cross-chain infrastructure. Circle's USDCx is a Canton-native stablecoin backed 1:1 by USDC. Minting it natively requires coordinating wallets across Ethereum and Canton, managing Circle's attestation flow, and tracking state through multiple async steps. HIFI reduces it to one API call. Submit a bridge request, get a quote with exact amounts and fees on both sides, accept to execute. Available now for teams building private settlement infrastructure on Canton.

On July 4, 2025, the RTP network processed $4.9 billion across over 1 million transactions in a single day. Banks were closed, but payments were moving. RTP transactions process instantly, 24/7. 42% of transactions take place overnight, on weekends, or during holidays. For developers building payment flows, that means accounts fund instantly on the way in and dollars land in seconds on the way out. HIFI supports RTP and FedNow for instant settlement, any time.

A payout to 50 recipients is one operation. It shouldn't cost 50x in gas. Batching transactions can reduce gas costs by over 90% compared to individual transfers. Through HIFI, developers can batch payments into a single transaction. Lower gas costs, fewer API calls, and one reconciliation. HIFI is infrastructure for global money movement.

A payout to 50 recipients is one operation. It shouldn't cost 50x in gas. Batching transactions can reduce gas costs by over 90% compared to individual transfers. Through HIFI, developers can batch payments into a single transaction. Lower gas costs, fewer API calls, and one reconciliation. HIFI is infrastructure for global money movement.

Settling payments in Asia often means routing through multiple intermediaries, each adding cost, time, and complexity. Through HIFI, developers can pay out directly to local rails like CHATS and FPS in Hong Kong. Local currency, fast settlement. HIFI is infrastructure for global money movement.

Fee distribution shouldn't be a custom build. HIFI exposes a settlement rules engine for transactions, enabling deterministic fee calculation and routing at the transaction layer. Define fee logic as code: → Apply fixed fees, percentage-based fees, or composite fee structures per transaction → Configure dynamic pricing tiers (e.g. volume-based or amount-based breakpoints) with automatic rate selection → Split fees across multiple wallet addresses per transaction → Enable multi-party splits for revenue sharing, treasury allocation, or partner payouts Configure once, every transaction executes deterministically.

Brazil and Mexico are two of the highest-volume payment corridors in Latin America. Getting money there quickly and cheaply is still harder than it should be. Through HIFI, developers can pay out directly to Pix in Brazil and SPEI in Mexico. Local rails, local currency, and near-instant settlement with no correspondent banking. HIFI is infrastructure for global money movement.

HIFI now supports the Canton Network. Developers can route stablecoin payments through Canton's privacy-preserving settlement layer using the same API they use for every other network HIFI supports. Institutional finance needs confidential settlement. Canton solves this at the protocol level: transaction data flows only between the validators involved in a settlement without exposing details to the synchronizers. For developers building applications that require privacy: → Programmable treasuries → Private cross-border settlement → Repo and collateral settlement Canton handles confidential execution, HIFI connects onchain settlement to bank transfers and fiat payouts. If your team requires confidential payment flows, you can now route through infrastructure purpose-built for it without changing your integration. Canton is available today.